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  Holiday Closing & Passaic Street Financial Center Closure
Spencer Savings Bank will be closed on Friday, July 4th in observance of Independence Day. For your convenience, account information can be accessed 24/7 through our online banking, mobile banking and telephone banking platforms. Read Full Message

Please be advised that our Passaic Street Financial Center will be CLOSED due to unforeseen maintenance.

Please visit one of our nearest full-service locations during this time.

Outwater Lane Financial Center | Elmwood Park Financial Center

We apologize for the inconvenience and look forward to continuing to serve your banking needs.

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At Spencer, we’re committed to offering our customers some of the best rates in the market.

Premium Money Market

Great Rate
3.00
%APY
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11-Month CD

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3.75
%APY
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30-Year Mortgage

Fixed Rate 
6.787
%APR
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Use our mobile banking platform to deposit checks, pay bills, check balances and much more. Download our free app and get started today.

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24/7 access. Manage accounts, pay bills, request a home equity credit line advance and more. Be sure to sign up if you have not done so.

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Contact Us

Contact Us

Contact our Customer Service Center team at 1-800-363-8115. Hours of operation are Mon-Friday from 8am-8pm and Sat from 8am-2pm.

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Current News
& Announcements All News
Scholarship students posing with check along with Spencer executive team
Spencer Savings Bank, one of New Jersey’s leading community banks, is pleased to announce that it has awarded almost $40... Read more
NJBankers Award
We are proud to announce that Jane Allerman-Rey, Spencer Savings Bank’s President and Chief Operating Officer, has received the prestigious... Read more
Portrait of man posed in suit, closed mouth smile.
Spencer Savings Bank, one of New Jersey’s leading community banks, is pleased to welcome Anthony Persaud as Financial Center Manager... Read more